Do You Skip a Mortgage Payment When You Refinance in Arizona? 2026 Guide

Published on: 08/04/2026

You do not actually skip a mortgage payment when you refinance in Arizona. The skipped month is a timing shift: prepaid interest at closing pushes your first new payment out, and that interest is added to your loan. Pillar Mortgage Group, NMLS #2700076

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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